SpendKeep

What is SpendKeep?

SpendKeepAI is a privacy-first personal finance and expense tracker built for people who want more control over their money. It helps you track spending without bank sync, using email forwarding, CSV/OFX imports, or manual entry. The app automatically reads transaction alerts, extracts amounts and merchants, and categorizes purchases with Llama-3 AI. It also splits expenses into Wants and Needs, supports recurring rules, and generates yearly financial insights. Data stays in your own PostgreSQL database with strict access controls, so you keep ownership of your financial information. It also includes 18+ private financial calculators that run right in your browser.

Key features

• Reads bank alert emails and logs transactions automatically.
• Categorizes spending with Llama-3 AI and merchant context.
• Splits expenses into Wants and Needs for budgeting.
• Stores financial data in your own PostgreSQL database.
• Supports CSV and OFX imports without bank login.
• Includes 18+ private financial calculators in-browser.